AppealSmith
Free verdict in minutes

Denied a claim? Fight back.

Upload your denial letter for a free read on whether it's worth appealing — then get a complete, citation-backed appeal letter built for your plan.

Your letter is deleted the moment we read it.

The denial machine counts on you giving up.

1 in 5
in-network claims are denied by insurers
< 1%
of denied patients ever file an appeal
40–60%
of appeals that do get filed are overturned

Sources: KFF claims-denial transparency data and federal & state external-review reports.

How it works

Three steps, about five minutes

No insurance jargon and no lawyer required — you stay the author and sender the whole way.

  1. Step 1

    Snap your denial letter

    Take a photo or upload the PDF. We pull out the denial codes, dates, and dollar amounts in seconds — then delete the file.

  2. Step 2

    Get your free verdict

    See whether it's worth appealing, the win-rate band for your denial type, what's at stake, and how many days you have left to file.

  3. Step 3

    Build your appeal letter

    Get a formal, fact-checked letter that cites your own policy and follows your plan's rules — ready for you to review and send.

Why AppealSmith

Built to be trusted with the hard cases

The parts that actually win appeals — and the guardrails that keep you safe.

Citation-backed letters

Every argument points to a real source — a page of your Evidence of Coverage or the regulation behind your appeal rights. Unverifiable claims are removed, never invented.

Rules for your exact plan

ERISA, marketplace, Medicare Advantage, Medicaid — deadlines and required language change by plan type and state. We match the ones that apply to you.

Deleted the moment we read it

Your file is read, the key facts are extracted, and the original is destroyed. We keep only the anonymized case details needed to draft your appeal.

One flat fee, never a cut

A single one-time charge for your appeal package — never a percentage of what you recover. You keep every dollar you win back.

Pricing

Free to find out. Flat fee to fight.

The verdict is always free. You only pay if you decide to build the appeal — once, with no subscription.

Free verdict

Free

Find out whether your denial is worth appealing.

  • Worth-fighting read for your denial code
  • Win-rate band from published public data
  • Your filing deadline and days remaining
  • The dollar amount at stake
Get my free verdict

Appeal package

Most popular

$19.00one-time

Everything you need to file with confidence.

  • Formal appeal letter citing your policy pages
  • Filing instructions for your plan type and state
  • A deadline tracker and next-step playbook
  • Fact-checked against your own documents
  • Fight-On Guarantee: denied again, the next round is free
Start my appeal

Flat fee, never a percentage of your recovery. If the letter has wrong facts or a wrong deadline, we refund you — no questions asked.

Your denial isn't the final word.

Most people never appeal — and most appeals that are filed win. Find out where yours stands, free.

Get my free verdict